Debt yield is a measure of the risk associated with a loan. It supplements other familiar metrics, including debt service coverage ratio and loan-to-value ratio. In some cases, a borrower will be turned down for a CRE loan if the debt yield is too low, although debt yield is less important for hard money loans.  Read More…

  When you embark upon a real estate project, lenders will require you to put up some of your own capital, the down payment,  before you can receive a loan. For example, if you want to fix-and-flip a $500K house, your typical hard money loan would require you to put down 40% ( $200K) in Read More…

  It’s easier than you might think to acquire an apartment building. You can fix and flip it, or keep it and enjoy long-term rental income. Here are five tips to help you with your acquisition. Tip 1: Calculate the Income Potential Begin by examining the building’s current rent roll. It lists all tenants, their Read More…